Updated on 8, September 2022
If you do not wish to be bound by this Agreement, do not access this Website. If you have any questions about this Agreement, please contact us through our support firstname.lastname@example.org or at email@example.com.
THIS AGREEMENT is entered into between Tangerine and any individual, corporation, association, agency, company, or other entity who accesses or uses this Website (the "User" or "You").
The Tangerine Website, which is provided without charge to you, is a World Wide Web site on the Internet that is designed to allow Tangerine and its Users communicate with each other. It contains or may contain information, communications, opinions, text, graphics, links, electronic art, animations, audio, video, software, photos, music, sounds and other material and data (collectively, "Content") formatted, organised and collected in a variety of forms that are generally accessible to Users, including directories and databases, and areas of the Website that can be modified by Users, such as uploading multimedia files, registering User profiles, and creating auto-notify.
##1.1 Access to the Tangerine Website
You are responsible for providing all hardware, software, data, or other communications equipment and/or service to connect to the Internet and access the Tangerine Website. You are also responsible for all internet access charges, telephone charges or other fees or charges incurred in connecting to the internet and accessing the Website.
You agree to access and use the Tangerine Website only for lawful purposes. You are solely responsible for the knowledge of and adherence to any and all laws, statutes, rules, and regulations, pertaining to:
By accessing this Website, you agree that you will not:
You may upload to any Interactive Area or otherwise transmit, post, publish, reproduce, or distribute, on or through the Tangerine Website only Content that is not subject to any Intellectual Property Rights, or Content in which any holder of Intellectual Property Rights has given express authorisation for distribution over the internet and on the Tangerine Website, without restriction whatsoever.
Any Content submitted with the consent of a copyright owner other than you should contain a phrase such as "Copyright owned by [name of owner]; Used by Permission." By submitting Content to any Interactive Area, you automatically grant and/or warrant that the owner of such Content, whether it be You or a third party, has expressly granted to Tangerine the royalty-free, perpetual, irrevocable, nonexclusive, unrestricted, worldwide right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, sublicense, distribute, perform, and display such Content, in whole or in part, worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed for the full term of any Intellectual Property Rights that may exist in such Content. You also permit Tangerine to sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to such Content.
You acknowledge that this Website may include various interactive areas ("Interactive Areas"). These Interactive Areas allow feedback to Tangerine and real-time interaction between Users. Your use of an Interactive Area will be governed by this Agreement, as applicable.
You recognize that Tangerine cannot, and does not intend to, screen communications in advance. Moreover, because the Tangerine Website encourages open and candid communication in the Interactive Areas, Tangerine cannot determine in advance the accuracy or conformance to this Agreement of any Content transmitted in an Interactive Area. Tangerine is not responsible for screening, policing, editing, reviewing, or monitoring any Content in an Interactive Area.
Notwithstanding the above, you agree that Tangerine has the right to monitor any Interactive Area, from time to time and to disclose any information as necessary to satisfy any law, regulation, or other governmental requests, to operate the Interactive Area, or to protect itself or other Users. If notified of Content that is alleged not to conform to this Agreement, Tangerine may investigate the allegation and determine in its sole discretion whether to remove or request the User to remove such Content. Tangerine reserves the right to prohibit conduct, communication or Content within an Interactive Area, or to edit, refuse to post, or to remove any Content, in whole or in part, which it deems in its sole discretion to:
The only right with respect to dissatisfaction with any policies, guidelines, or practices of Tangerine in operating the Tangerine Website, or any change in Content, is for you to discontinue accessing the Tangerine Website. Tangerine may terminate or temporarily suspend your access to all or any part of the Tangerine Website, without notice, for conduct that Tangerine believes is a violation of this Agreement or any policies or guidelines posted by Tangerine, or for other conduct which Tangerine believes, in its sole discretion, is harmful to Tangerine or other Users.
Tangerine may discontinue operating the Tangerine Website and terminate this Agreement without notice at any time for any reason in its sole discretion. In the event of termination, a User would no longer be authorised to access the Tangerine Website, including the Interactive Areas, and the restrictions imposed on you with respect to Content downloaded from the Tangerine Website, as well as the disclaimers and limitations of liabilities set forth in this agreement, shall survive.
Please use your best judgment in evaluating all information contained or opinions expressed on this Website. It is the policy of Tangerine not to endorse or oppose any opinion expressed by a User or Content provided by a User, Contributor, or other independent party. You expressly agree that your use of this Website is at your sole risk. Neither Tangerine nor its subsidiaries, affiliates, or their respective directors, employees, agents, contractors, licensors or other suppliers providing content, data, information or services warrants that the Tangerine Website or any internet site linked to or from the Website will be uninterrupted or error-free, that defects will be corrected, or that this site, including the interactive areas, or the server that makes it available are free of viruses or other harmful components.
None of them also make any warranty as to the results that may be obtained from the use of this website or any internet site linked to or from the Website or as to the timeliness, sequence, accuracy, authority, completeness, usefulness, non-infringement, reliability, availability, or substance of any content, information, service, or transaction provided through this Website or any site linked to or from this Website. The Website is provided on an "as is," "as available" basis, without warranties of any kind, either express or implied, including, without limitation, those of merchantability and fitness for a particular purpose.
Under no circumstances shall Tangerine or its subsidiaries, affiliates, or their respective directors, officers, employees, agents, contractors, or licensors, be liable for any direct or incidental, special or consequential damages under or arising from this Agreement, this Website, or any internet site linked to or from this Website, whether for breach of contract, tortuous behaviour, negligence, or under any other cause of action, including without limitation, any liability for damages caused or allegedly caused by any failure of performance, error, omission, interruption, electrical surge/damage/interference, deletion, defect, delay in operation or transmission, computer virus, communications line failure, breakdown of equipment, software error, infringement, unauthorized access to, or theft, destruction, alteration, or use of, records.
Under no circumstances shall Tangerine or its subsidiaries, affiliates, or their respective directors, employees, agents, contractors, or licensors, be liable to You or any other third party for any decision made or action taken by You in reliance on the content contained within this Website or the content contained within any Internet site linked to or from this Website. The content within the Tangerine Website and the content within internet sites linked to or from this Website may include technical or other inaccuracies or typographical errors. Changes are periodically added to the content herein; these changes will be incorporated in new versions of this Website and specifically are included in this section of the agreement. Tangerine may make improvements and/or changes to the Content of the Website at any time at its discretion.
You specifically acknowledge and agree that Tangerine is not liable for any defamatory, offensive, fraudulent, or otherwise illegal conduct of any User. If You are dissatisfied with any Tangerine Website site content, or with the access agreement of the Tangerine Website, in whole or in part, your sole and exclusive remedy is to discontinue using the Tangerine Website.
You agree to indemnify and hold Tangerine, its subsidiaries, affiliates and their directors, employees, and agents from any and all liabilities, claims and expenses, including reasonable attorney’s fees, arising from breach of this Agreement, any other policy, your use or access of the Tangerine Website or any Internet site linked to or from the Tangerine Website, or in connection with the transmission of any Content on the Tangerine Website.
By accepting the receipt of Electronic Transmissions, you voluntarily agree to have all records, including your current and future finance-related documents, provided to you in electronic form. Finance-related documents include, but are not limited to:
We will use various methods to provide communications to you electronically, including via e-mail or through our website or app for customers or Users who have installed the mobile App or who use the web App. For this second option, you may need to log in to access the information.
This consent, unless withdrawn, applies to all transactions between You and Tangerine.
As a User, you shall not use the products or services in connection with any illegal or fraudulent business activities under any laws or regulations of any applicable jurisdiction.
Tangerine may revise this Agreement or any other policy at any time and if any such revision is unacceptable to you, you must discontinue accessing the Tangerine Website. Your continued accessing and use of this Website following notice of any such revision shall conclusively be deemed acceptance of all such revisions. The provisions of Sections 1.2, 2.1, 2.2, 5.1, 5.2, 5.3, 6, 7 and 8 shall survive the termination or expiration of this Agreement.
If any provision of this Agreement or any other policy be held invalid or unenforceable, that portion shall be construed in accordance with applicable law as nearly as possible to reflect the original intention of the parties and the remaining portions will continue in full force and effect. The failure of Tangerine to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. This Agreement shall be governed by the laws of England and Wales and You and Tangerine each submit to the exclusive jurisdiction of the courts of England and Wales. This Agreement is personal to You, and you may not assign your rights or obligations thereunder to anyone else.